Welcome back to the Coda Financial Coaching blog! We've recently received several questions about the new 3.5% IRA contribution match offered by Ally Bank. At first glance, leaving "free money" on the table seems crazy, especially if you already use an online bank for your emergency fund. But as with any financial product, the devil is in the details. Here is a breakdown of what this promotion actually entails, the potential pitfalls, and the specific scenarios where you can