Budgeting

We’ve all been there. You’ve been diligent with your monthly budget—rent is covered, groceries are accounted for, and you’ve even stayed within your restaurant limit. Then, a "medium-term" expense hits. Maybe it’s an annual car registration, a semi-annual insurance premium, or that dream vacation to the French Riviera. Suddenly, your monthly budget is blown out of the water. In my latest video, "How to Think About Saving for Non-Monthly, Big Ticket Expenses,"  I dive into why

Happy New Year! As we step into 2026, many of us are looking for ways to improve our financial standing without the headache of complex spreadsheets or subscription-based apps. If your goal is to get out of debt or build a safety net, you don’t need a massive life overhaul to start. In his latest video, Alex Mahoney  outlines three simple steps you can take in under 20 minutes that will put you ahead of the curve. Here is how you can jumpstart your financial security today. 1

We’ve seen and used them all—from EveryDollar to You Need a Budget (YNAB)—but Monarch Money truly brings your full budgeting and wealth picture together into one intuitive place [ 00:21 ]. It’s a game-changer, and we’re here to break down the two most crucial features for anyone starting or continuing their personal finance journey: the Budget  and the Goals  feature. Part 1: The Intuitive Monarch Budget Getting started with a budget can be stressful. Monarch Money eliminates

You’ve heard me talk about the best practices for budgeting, tracking, and building wealth. When it comes to the tools you use to manage...

Summer travel offers a fantastic opportunity to explore and create lasting memories. However, with rising costs, especially for families...

In a recent video, Alex Mahoney from Cota Financial Coaching discussed the impact of tariffs on personal budgets and offered valuable...